For Real Estate Agents

When Traditional
Doesn't Work

Your listing has been sitting. A cash offer doesn't pencil. Your seller can't drop the price any further. There's still a way to close — and your commission is fully protected.

Commission Protected
Creative Financing
Close Through Title
No MLS Required

📖 Read time: about 3 minutes

📞 (832) 704-2784 ✉️ thrvehomebuyers@gmail.com
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The Situation

Some Listings Get Stuck

Not every seller has equity. Not every property attracts traditional buyers. When that happens most agents are left with no good options — until now.

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Limited or Negative Equity
The seller owes too much for a traditional sale to make sense. A cash offer would require them to bring money to closing.
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Days on Market Keep Climbing
The listing is aging. Price reductions haven't moved it. The seller is stressed and your commission feels further away every week.
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Buyers Can't Get Financed
Interested buyers keep falling through at the financing stage. The property doesn't qualify or the seller's timeline doesn't work.
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Seller Needs Out Now
Divorce, relocation, financial pressure. Your seller needs a solution that doesn't require months of waiting.
Be Upfront

Who This Is Not For

We'd rather tell you upfront than waste your time or your seller's.

✗Sellers with strong equity who want top dollar — a traditional sale or cash offer is a better fit
✗New construction or properties that qualify easily for conventional financing
✗Sellers who are not willing to be patient — this is a long term arrangement, not a quick flip
✗High interest rate loans — FHA or conventional above 6.5% typically don't make creative finance work
Being selective about which deals we pursue is what makes this work. When we say yes — we mean it and we close.
The Difference

What Happens When
You Call Us

❌ Without Us
Listing expires — no commission
Seller stuck with payments they can't afford
Months of follow-up with no result
Relationship with seller strained
Price reductions with no end in sight
✅ With Us
Your commission paid at closing through title
Seller walks away from the payment obligation
Deal closes on a real timeline
You look like the agent who found a solution
No repairs, no contingencies, no drama
This Is a Long Term Commitment — Not a Quick Transaction
When we take over a seller's mortgage payments we are committing to making every single payment on time for as long as we hold the property. Your seller's name stays on the loan during that time and we take that responsibility seriously. We are not a fix and flip operation. We are long term investors who protect the relationship with every seller we work with — because their credit, their history, and their peace of mind are on the line. Before we ever talk to your seller we want you to understand exactly what this means so you can represent it honestly. An informed seller is a protected seller — and that protects you too.
The Process

How It Works

1
You Submit the Listing
Fill out the form below with the basic property and loan info. Takes about 3 minutes. No commitment — just information.
2
We Review the Numbers
We analyze the loan balance, interest rate, PITI, and market value to see if a creative structure makes sense. Back to you within 24 hours.
3
We Talk to You First
If the numbers work we get on a call with you before anyone talks to your seller. You understand the structure completely before you present it.
4
Your Seller Decides
No pressure. We give your seller a clear honest picture of what the creative option looks like — including the long term nature of the arrangement. They decide what's best for their family.
5
Everyone Gets Paid Through Title
Your commission is paid at closing just like any traditional transaction. Everything goes through a licensed title company. Fully documented. Fully protected.
For Agents

Why Agents Partner With Us

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Your Commission Is Always Protected
We pay your commission at closing through title. No side deals. Your broker and your client both see it on the settlement statement.
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You Stay the Hero
You brought the solution. We work in the background. The relationship between you and your client stays yours — now and for future business.
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24 Hour Response — No Runaround
Submit a listing and we'll have an answer within 24 hours. If it works we move fast. If it doesn't we tell you straight so you can explore other options.
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We Never Contact Your Seller Directly
We do not reach out to your seller without your explicit permission. Every conversation goes through you. Your client relationship is always protected.
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Clean Close Through Title
Every deal closes through a licensed title company. Capital Title or University Title — your choice. Full documentation, full transparency.
Best Fit

Listings That Make Sense

Seller owes close to or more than the property is worth
Existing mortgage with an interest rate of 5% or below
Listing has been on market 60+ days with no serious offers
Cash offer would require seller to bring money to closing
Seller needs to relocate or move quickly
Seller behind on payments or facing financial pressure
Property doesn't qualify for conventional financing due to condition
Seller is willing to understand and accept a long term arrangement
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Your Client's Information Is Confidential
We will never contact your seller directly, share their information with anyone, or go around you in any way. Everything submitted through this form is used solely to evaluate whether we can help. You are always the point of contact. Your client relationship is yours — we are here to support it, not replace it.
Make It Easy

Forward This to Your Seller

Once you've reviewed the numbers with us and want to introduce the idea to your seller — here's a ready-made message you can copy and send directly. No need to explain creative finance from scratch.

Hey [Seller Name], I wanted to share something with you that I think is worth a conversation. I've been working with a local investor here in Houston who specializes in a different kind of sale — one that doesn't require you to bring money to the table or wait months for a traditional buyer. The basic idea is that he takes over your existing mortgage payments so you can walk away from the property and the payment obligation without a traditional closing. It's not for everyone but depending on your situation it might be exactly what you need right now. He's already reviewed your numbers and thinks there may be something that works. Before anything moves forward he wants to make sure you fully understand how it works — including that this is a long term commitment on his part, not a quick flip. There's no pressure and no cost to have the conversation. Let me know if you'd like me to set up a call. — [Your Name]
Common Questions

What Agents Ask Us

In most cases no. That's the point. A creative finance structure is designed specifically for situations where a traditional sale doesn't work because of equity limitations. We structure the deal around what the seller actually owes — not what the market says it's worth.
Their name stays on the loan during the time we hold the property. We make every payment on time — your seller can verify this through their bank or loan servicer at any point. As long as payments are made on time their credit is not negatively affected. This is a commitment we take seriously because their name is on the line.
Never without your explicit permission. You are always the point of contact. We talk to you first, you decide if and how to present it to your seller, and we support that conversation however you need us to. Your client relationship is yours — we are here to support it not replace it.
Why It Matters

We're Local — Not a Hedge Fund

You've probably dealt with out of state investors who go quiet after the first call. We're based right here in the Houston area. We close through real title companies you already know. We answer our phones. And when something comes up — and in real estate something always comes up — you have a real person to call.

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Based in League City, TX — serving Houston, Galveston and surrounding counties
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Every deal closes through a local licensed title company — not a handshake
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Reachable by call, text, or WhatsApp — (832) 704-2784
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We work with agents long term — not one deal and gone
After You Submit

What the Next 24 Hours Look Like

No black holes. No radio silence. Here's exactly what happens after you hit submit.

1
Confirmation sent immediately
You'll get an email confirmation the moment you submit so you know it went through.
2
We review the numbers — within 24 hours
We look at the loan balance, interest rate, PITI, and market conditions to see if the numbers work for a creative structure.
3
We call or text you directly
If it works — we reach out to you with a clear answer and next steps. If it doesn't — we tell you honestly so you can move on without wasting time.
4
You decide how to move forward
No pressure. We give you everything you need to present the option to your seller on your terms and on your timeline.
Submit a Listing

Send Us the Details

Fill this out and we'll review the numbers and get back to you within 24 hours. No commitment — just a conversation.

Your Info
Property Info
Seller Situation

We review every submission within 24 hours · Your client's info is confidential · We never contact your seller without your permission · Everything closes through a licensed title company

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Got it — we'll be in touch within 24 hours.
We'll review the numbers and reach out to you directly. If it pencils we'll get on a call before anyone talks to your seller.

Prefer to reach out directly? We're available by WhatsApp or email.

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(832) 704-2784 · thrvehomebuyers@gmail.com